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Sydney Harbour Circular City of Sydney,Australia.

Are Banks Losing the Customer Relationship to Fintech Front-ends?

Are Banks Losing the Customer Relationship to Fintech Front-ends?

A customer orders a smartphone online and selects the “Buy Now, Pay Later” option at checkout. The credit approval takes less than thirty seconds, the EMI plan is activated instantly,...

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Why Your TransUnion CIBIL, Experian, Equifax, and CRIF High Mark Credit Scores Are Different

Why Your TransUnion CIBIL, Experian, Equifax, and CRIF High Mark Credit Scores Are Different

Many borrowers are surprised when they check their Credit Scores across different Credit Bureaus and notice that the numbers do not match. A person may simultaneously have a 782 with...

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Digital transformation: moving from fragmented tools to integrated journeys

Digital transformation: moving from fragmented tools to integrated journeys

Digital transformation is often spoken of as if it were an achievement already in motion, a steady march toward efficiency and intelligence. The language is confident, the intent appears clear....

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When a Credit Score Tells the Wrong Story

When a Credit Score Tells the Wrong Story

Millions of financially responsible people carry numbers that do not reflect who they truly are. Here is why and what to do about it. Imagine being turned down for a...

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Why digital lending is overrated for certain segments?

Why digital lending is overrated for certain segments?

In its zenith, digital lending has been described as a game-changer in terms of credit delivery. The combination of fast approvals, data-driven underwriting, smooth onboarding processes, and scaleable distribution has...

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