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Sydney Harbour Circular City of Sydney,Australia.

Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth

Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth

Beyond Compliance: How RBI’s New Responsible Business Conduct Framework Will Reshape NBFC Growth  On 15 June 2026, the Reserve Bank of India introduced the Reserve Bank of India (Non-Banking Financial Companies – Responsible...

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Why Rural Credit Digitization Is Moving Slower Than Expected

Why Rural Credit Digitization Is Moving Slower Than Expected

Why Rural Credit Digitization Is Moving Slower Than Expected  A small farmer in Vidarbha earns steadily across three seasons, repays his informal lender on time every cycle, and holds clear...

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Buy Now, Pay Later: Is It Destroying Young People’s Credit?

Buy Now, Pay Later: Is It Destroying Young People’s Credit?

Buy Now, Pay Later (BNPL) services have transformed the way young consumers shop by making purchases more accessible and affordable. With just a few clicks, consumers can split payments into...

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Has Digital Lending Become Too Dependent on Bureau Data

Has Digital Lending Become Too Dependent on Bureau Data

A young professional with a stable income applies for her first loan and gets rejected because she has no meaningful credit history. Meanwhile, another borrower with an excellent credit score...

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Weekly Credit Report Updates: What the New Reporting Cycle Means for Borrowers

Weekly Credit Report Updates: What the New Reporting Cycle Means for Borrowers

India’s credit ecosystem is moving towards faster and more frequent credit reporting. From July 1, 2026, lenders will report borrower data to Credit Bureaus on a weekly basis, with reporting...

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