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September 29, 2025
Credit Bureaus Never Forget
A few years ago, Aryan, a young professional from Mumbai, missed a few credit card payments. At that time, he thought it was not a big deal. He had just...
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May 20, 2025
Expensive Plastic
Credit cards are often called the most expensive piece of plastic due to their high interest rates and associated fees. While they offer convenience and benefits like rewards, cashback, and...
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February 27, 2025
Who will score the Credit Bureaus?
The Indian credit industry has experienced significant growth and transformation over the past decade, driven by the rapid expansion of digital lending, increased financial literacy, and government initiatives promoting financial...
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February 27, 2025
Credit Bureaus from the eyes of the Borrower
Credit Bureau assigns a 3 digit number called as credit score which ranges from 300 to 900. It serves as a numerical representation of a borrower’s creditworthiness, reflecting their financial...
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February 21, 2025
Housing Finance: Traditional vs. Modern Lending Practices
The dramatic transformation of the housing finance landscape, from traditional to digital and customer-centric approaches, underscores the increasing importance of analytical skills. As lending methods evolve, professionals must evaluate complex financial...
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