Credit Bureau assigns a 3 digit number called as credit score which ranges from 300 to 900. It serves as a numerical representation of a borrower’s creditworthiness, reflecting their financial behaviour. Lenders utilize this score to assess the risk associated with granting loans. A high credit score can lead to better loan terms, including lower […]

The Indian credit industry has experienced significant growth and transformation over the past decade, driven by the rapid expansion of digital lending, increased financial literacy, and government initiatives promoting financial inclusion. As of 2025, the credit industry is valued at approximately Rs 175 trillion, with a year-on-year growth rate of 11-13%, reflecting the rising demand […]