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Credit cards are often called the most expensive piece of plastic due to their high interest rates and associated fees. While they offer convenience and benefits like rewards, cashback, and the ability to make purchases even when cash is tight, they can quickly turn into a financial burden if not managed properly. With interest rates […]
The Indian credit industry has experienced significant growth and transformation over the past decade, driven by the rapid expansion of digital lending, increased financial literacy, and government initiatives promoting financial inclusion. As of 2025, the credit industry is valued at approximately Rs 175 trillion, with a year-on-year growth rate of 11-13%, reflecting the rising demand […]
