Our Vision
"To help improve the credit
culture of India"
Our Mission
"We are committed to delivering expert credit guidance and tailored solutions that empower Individuals / Non-Individuals to rebuild, strengthen and sustain their credit health"
Our Team
"Do right, do it right, do what is right"
Satish Mehta is a Chartered Accountant with over 45 years of experience in Housing Finance, Consumer Finance, business development, training, Credit Information, and management consultancy.
As the founding Managing Director of India’s first Credit Bureau - CIBIL (now TransUnion CIBIL), he played a key role in building Credit Bureaus and developing Credit Scoring systems in India and globally. He was President - Financial Infrastructure & Credit Bureaus at Dun & Bradstreet (SAME) and also consults for the World Bank on Credit Information
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"United in purpose, unstoppable in execution - building dreams, side by side"
Mitushi Chaurasia, a Finance graduate, with deep expertise in Housing Finance, Credit Information systems and Credit Bureaus. With a strong background in commerce and a proven track record of building customer-centric solutions, she plays a critical role in shaping Athena’s vision, strategy, and growth.
She is an Executive Director & COO at Athena Group. As Co-Founder of Athena Credxpert, she leads and drives strategic initiatives to enhance
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Our Advisors
Anil Mehta
Anil holds an MBA from SP Jain Institute of Management & Research and a degree in Economics. He has led consumer credit and business functions in the mortgage, banking, and insurance sectors at HDFC Ltd, Bank of America, American Express, ANZ Bank, and Max New York Life Insurance. Anil founded India Shelter Finance Corporation (ISFC) to improve housing access for middle- and lower-income segments, driven by his expertise in risk evaluation and social impact. He advises private equity funds and serves as a Director on the Boards of Edgrow Pvt Ltd, Ambit Finvest Pvt Ltd, Spocto Services Pvt Ltd, and Cred Avenue Pvt Ltd.
Sudhin Choksey
Sudhin, Chairman of India Shelter Finance Corporation Limited (ISFC) and Independent Director at Catholic Syrian Bank (CSB), has over 42 years of experience in India and overseas, with a strong track record in mortgage finance and lending. A fellow member of the Institute of Chartered Accountants of India, he was honored with the Business Leader–Financial Services Award in 2015 by the Institute of Chartered Accountants of India.
Suneel Gautam
Suneel, a qualified chartered accountant, is a pioneer in Indian advertising and public relations. He founded Clea Advertising and Clea Public Relations, followed by Hanmer and Partners in 1999, which later became part of Publicis Groupe’s global network, MSLGROUP. In 2015, he co-founded Pitchfork Partners, which has since partnered with leading Indian and global conglomerates across India, the Middle East, and Europe.
Bhavesh Vora
Bhavesh, MD & CEO of SERNET Financial Services Pvt Ltd, is a seasoned wealth management professional with over two decades of experience in advisory, distribution and investment solutions. A recognized financial author, mentor and coach, he has driven SERNET’s growth across trading, investments and insurance, specializing in guiding HNIs, CXOs, NRIs and MSMEs toward prosperity through trust, innovation and insight.
Amit Badiyani
Amit Arvind Badiyani is a seasoned IT professional and tech entrepreneur with global experience in delivering digital solutions for financial services and healthcare. He has led projects across AWS, JEE, .Net, MEAN, and mobile platforms, serving clients worldwide. A physics graduate from Nagpur University with a Diploma in IT from NIIT, Amit has spoken at CII, TiE, and VMA events and authored Delivering Software, available on Amazon. Currently he is the Founder and CEO of Harrier Information Systems.
(Updated as of Sep 2025)
(Vol I)